If you have dental insurance, or you have had it in the past, you probably noticed that it is rarely a catch-all when it comes to covering your dental expenses, especially if you need extensive restorative dentistry like crowns, bridges, or implants. Additionally, some procedures you need might be limited by yearly maximums and waiting periods.
This where A Glowing Smile Dental Care, who is HSA-friendly, can make a positive difference when it comes to your smile and your oral health.
What Is an HSA?
HSAs, or healthcare savings accounts, are tax-free personal accounts typically used to supplement high-deductible insurance plans, which are pretty standard these days due to the rising costs of insurance.
Certain limitations accompany most HSA accounts, but they often cover necessary medical and dental expenses. You can find the coverage information at the IRS website.
HSAs can supplement dental coverage, reducing or eliminating out-of-pocket expenses for dental crowns, bridges, fillings, dental implants, orthodontics, bonding, and dentures.
HSAs Can Increase Your Treatment Options
With thousands of dental insurance plans available, it’s tough to know what your plan covers without a complete investigation. Some dental plans cover dental implants, orthodontics, and other advanced procedures while other plans exclude them altogether.
Having an HSA account opens the door to treatment and services that might not have coverage through traditional dental insurance plans.
Your Treatment – Your Choice
Having HSA coverage makes it possible for you and your dentist to make important decisions that can impact your smile for a lifetime without the interference of insurance companies and non-dental decision-makers who might not understand your unique oral health needs.
For an experienced dentist in Peoria, AZ that will help you get the healthy, comfortable smile you have always wanted, contact Glowing Smile Dental Care for your next dental appointment. Your HSA could provide a resource for achieving optimum oral health.
We are here to help demystify the confusing realm of dental coverage with your best interest in mind.